– A Practical Solution for Those Without a Bank Account

Posted on Sep 25 2013 - 7:33pm by Nicole Smith

Disclosure: This a sponsored post from They provided me with a card from their site preloaded with money in exchange for a 100% honest review. No other compensation was given. All thoughts expressed within this post, as well as included photos, are my own.

While most people these days have bank accounts, there are some who don’t, like my boyfriend’s ex-father-inlaw. For people like him, offers a solution. Through their site you can order a free card, activate it and load it with funds. That means you have a debit card and credit card solution at your very fingertips. That means you don’t have to open a bank account or go into debt.

One of the great options that offers is  a very wide selection of card designs. That means you can pick one to suit your own unique personality. For this review, I picked the Honey Badger card. (Yes, I’m a fan of the Honey Badger and Randall, and I have my own Honey Badger days, so I thought it was the perfect fit for me.)

Some of the other options to choose from include a bulldog, Popeye, Shark Week and more.

It’s also important to note that unlike gift cards, you DO NOT have to throw your card away once you’ve used all the money on it. You can simply reload it and continue using it.

Each card is free to order, activate and load for the first 30 days. After that, you will have to pay $5.95 per month unless you deposit at least $800 onto it. Then the fee is waived. As points out, this is the fee charged by Walmart for their prepaid cards and is less than overdrafting your bank account. When you look at it like that, $5.95 isn’t a lot.

How to sign up:

1- Visit site and click on Get Started

2- Pick a design that represents who you are

3- Enter user info and you’ll have approval within seconds. (I must mention, though, you will have to enter your social security number but the site is secure, so don’t fret.)

How Works:

*You can download the app for your smartphone and sign up for direct deposit.

*Direct deposit is FREE!!

*You don’t have to worry about overdraft charges. (And lets face it, that’s nice to know since we have all made calculations mistakes at one time or another. Unless you’re an accountant, which I’m most certainly not.

*24/7 support

*Visa Fraud Protection

*100% FDIC insurance on loaded funds

*You don’t have to worry about your rates going up. NO DEBT!

*No credit check needed, so no need to cringe if you have less than stellar credit.

*There are 22,000 ATMS that you can use your card at.

For more information on, please visit their official website or find them on Twitter and Facebook.

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